Free Resources

Financial Tools & Resources to Help You Move Forward

Practical, no-fluff resources to help you take control of your money — completely free.

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Start Here — Our Most-Downloaded Resources

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Debt

The Debt Freedom Roadmap

A step-by-step guide to listing, prioritizing, and eliminating debt using proven payoff strategies — without feeling overwhelmed. Includes the avalanche vs. snowball comparison worksheet.

  • Debt inventory worksheet
  • Payoff strategy comparison
  • Monthly progress tracker
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Credit

Credit Score Repair Action Plan

Understand what's hurting your score, what to dispute, and the exact steps to rebuild your credit in 6–12 months. Includes a dispute letter template.

  • Score factor breakdown
  • Dispute letter template
  • 90-day rebuild timeline
New
Budgeting

The Zero-Based Budget Worksheet

Give every dollar a job. This worksheet walks you through building a monthly budget that actually works for your lifestyle — not a generic template.

  • Income & expense tracker
  • Sinking fund planner
  • Monthly reset checklist

Debt & Credit

Debt

The Debt Freedom Roadmap

Step-by-step guide to listing, prioritizing, and eliminating debt using proven payoff strategies.

Credit

Credit Score Repair Action Plan

Understand what's hurting your score, what to dispute, and the exact steps to rebuild in 6–12 months.

Savings & Retirement

Savings

Build Your Emergency Fund in 90 Days

Learn exactly how much you need, where to keep it, and the weekly savings targets to get there faster.

Retirement

Retirement Planning Starter Checklist

Whether you're 25 or 55, this checklist walks you through the accounts, contributions, and milestones that matter most.

Budgeting

Budgeting

The Zero-Based Budget Worksheet

Give every dollar a job. This worksheet walks you through building a monthly budget that actually works.

Small Business

Small Business

Small Business Cash Flow Tracker

A simple spreadsheet template to track income, expenses, and profit margins so you always know where your business stands.

Video Library

Watch & Learn — Free Financial Education

Short, practical videos covering the money topics that matter most. No jargon, no fluff.

Debt

How to Dispute Errors on Your Credit Report

Walk through the exact dispute process — what to say, where to send it, and what to expect.

Watch on YouTube
Budgeting

Zero-Based Budgeting: A Live Walkthrough

Watch Audrey build a real zero-based budget from scratch using the free worksheet.

Watch on YouTube
Savings

The 3-Account System That Changed Everything

A simple banking structure that makes saving automatic and spending intentional.

Watch on YouTube
Credit

How Your Credit Score Is Calculated – Explained Like You're Five

Break down the 5 factors that make up your score and which ones to focus on first.

Watch on YouTube

More videos coming soon — follow us on social media to be notified.

Faith & Finance

Biblical Principles for Financial Freedom

Money and faith aren't separate conversations. These resources help you align your finances with your values.

Stewardship Starts Here

A devotional-style guide exploring what Scripture says about money, debt, generosity, and building wealth with purpose.

Giving Without Guilt

How to tithe, give generously, and still build financial security — a practical framework for faith-driven givers.

Money Conversations for Couples

A guided workbook for couples to align on financial goals, spending habits, and long-term vision — rooted in mutual respect.

Tips

Quick Financial Tips

Pay yourself first — automate savings before spending anything else.

Use the 50/30/20 rule: 50% needs, 30% wants, 20% savings and debt payoff.

Check your credit report free at AnnualCreditReport.com — dispute any errors immediately.

An emergency fund of 3–6 months of expenses is your first wealth-building step.

Contribute at least enough to your 401(k) to get the full employer match — it's free money.

Track every dollar for 30 days — awareness alone changes spending habits.

Want Personalized Guidance?

Free guides are a great start — but nothing replaces a one-on-one strategy session built around your specific situation.